Privacy-First Client-Side Calculators • DPDP Act 2023 Compliant

Interactive Tax, Runway & Working Capital Calculators

High-precision statutory, tax, and governance modeling engines engineered for corporate CFOs, promoters, tech leaders, and landowners. All computations execute 100% locally in your browser memory with zero server data retention.

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Promoters & Working Capital

Cash Conversion & Capital Rotation

Analyze Days Sales Outstanding (DSO), Inventory Days (DIO), and Payables (DPO) to compute Cash Conversion Cycle (CCC), annual capital velocity, and liberated cashflow.

1 min • Capital Velocity Model
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Startups & VC

Startup Runway & Burn Rate

Model 13-week rolling cash runway, gross versus net monthly burn, zero-cash dates, and DPIIT Section 80-IAC tax holiday thresholds for funded founders.

1 min • Treasury Modeling
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₹1 Cr+ Tech Leaders • 1961 • 2025 Acts

US RSU, Act 2025 & Schedule FA Tax

Compute Section 17(2) & Act 2025 perquisite tax on US RSUs/ESPPs, SBI TT rates, Form 67 foreign tax credits, and eliminate Section 43 Black Money Act penalties.

2 mins • Black Money Shield
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Remote Contractors • 1961 • 2025 Acts

Section 44ADA & Act 2025 Optimizer

Compare 50% presumptive profit taxation under Section 44ADA & Act 2025 Presumptive Professional Regime vs salaried employment with GST LUT export guidance.

1 min • Post-Tax Take Home
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Section 6 • Act 2025

NRI Tax Residency Evaluator

Determine NRI, RNOR, or Resident status under amended 120/182-day rules and ₹15 Lakh Indian income threshold across Section 6 (1961 Act) and Act 2025 codex.

1 min • Zero Server Storage
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HNIs & Landowners • 1961 • 2025 Acts

Real Estate Capital Gains & JDA

Model Section 45(5A) builder collaborations, Section 50C circle rate safe harbors, and Section 54/54EC exemptions across 1961 Act & Act 2025 frameworks.

2 mins • Sandbox Model
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CA Student Education

CA Final Attempt & Leave Tracker

Model 2-year practical training milestones, 24-day statutory leave quotas, 6-month study cooling windows, and earliest exam attempts under ICAI New Scheme.

1 min • ICAI Reg 102/103 Logic
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Corporate CXOs & HNIs • 1961 • 2025 Acts

Tax Regime & Marginal Relief (Sec 115BAC)

Compare Old vs New Tax Regime (Section 115BAC / Income-tax Act, 2025), solve Section 89 surcharge marginal relief equations, and model Section 80CCD(2) employer NPS.

2 mins • Dual-Regime Model
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Corporate CFOs & Promoters • 1961 • 2025 Acts

Section 43B(h) & Act 2025 MSME Clock

Calculate 15/45-day statutory payment deadlines under MSMED Act 2006, assess Section 16 compounding monthly interest at 3x RBI rate, and compute Section 43B(h) add-backs.

1 min • Penal Interest Audit
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Corporate CFOs & Promoters

Corporate Compliance Screener

Instantly screen statutory triggers for Internal Audit (§ 138), CSR (§ 135), Whole-Time CS (Rule 8A), KMP CFO (§ 203), Auditor Rotation (§ 139(2)), and Secretarial Audit.

1 min • Statutory Audit Matrix
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School & University Trusts • 1961 • 2025 Acts

Educational Trust Evaluator

Evaluate Section 10(23C) ₹5 Cr exemption ceilings, Form 10B vs 10BB audit reporting mandates, 85% income application shortfalls, and GST Notification 12/2017 Entry 66 liability.

2 mins • 100% Client-Side Engine
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Hospitals & Clinical Entities • 1961 • 2025 Acts

Healthcare Compliance Evaluator

Evaluate Section 35AD 100-bed hospital Capex deductions, calculate 5% room rent GST liability (> ₹5,000/day), audit Doctor TDS risk (§ 194J vs § 192), and delineate IPD vs OPD pharmacy splits.

2 mins • 100% Client-Side Engine
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Restaurants & Hotels • 1961 • 2025 Acts

Restaurant & Hospitality Evaluator

Evaluate 5% no-ITC vs 18% hotel GST rate eligibility, model Section 9(5) Swiggy/Zomato delivery tax splits, calculate Rule 42 liquor common ITC reversals, and project cold chain Capex.

2 mins • 100% Client-Side Engine
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Employers & Payroll • Sec 36(1)(va)

Labour & Checkmate Tax Evaluator

Simulate monthly EPF/ESI wage splits, calculate Supreme Court Checkmate permanent tax disallowances on delayed deposits, estimate Gratuity liabilities, and screen POSH/CLRA triggers.

2 mins • 100% Client-Side Engine
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Land & Property • SRO Search

Land Title & Real Estate Due Diligence

Screen 30-year chain of title continuity, revenue mutation vs registered deed integrity, CERSAI bank charges, RERA 70% escrow triggers, and FEMA NRI land acquisition rules.

2 mins • 30-Year SRO Search
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Corporate Finance & Debt Headroom

Capital Raising & Corporate Debt Evaluator

Evaluate Section 180(1)(c) debt headroom, track Section 42 private placement 60-day allotment limits, verify Section 185/186 lending caps, test RBI ECB eligibility, and screen Section 68.

2 mins • Sec 180(1)(c) Headroom
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Apprenticeship & CSR Spend

Apprenticeship & Trainee Evaluator

Assess statutory 2.5% to 15% quota compliance under The Apprentices Act 1961, compute NAPS-2 and NATS DBT subsidies, model PM Internship Scheme CSR expenditure, and audit disguised trainees.

2 mins • NAPS & Trainee Audit
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Local Trade & DPCC Clearances

Municipal Compliance Evaluator

Assess mandatory MCD / MCG General Trade and Health licensing, DPCC CTE/CTO pollution categories, Delhi Fire Service FSC thresholds, and MPD 2021/2041 mixed-use sealing risks.

2 mins • MCD & Pollution Screener
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Banking & Treasury Operations

Bank Account Governance & RBI Screener

Screen RBI Current Account Opening compliance across credit tiers, audit signature mandates (Dual Maker-Checker), evaluate FEMA NRE/NRO/EEFC accounts, and defend against Section 226(3).

2 mins • RBI Circular & Mandates
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Corporate Governance & DoFP

Enterprise Roles & Policy Evaluator

Audit 4-tier corporate governance hierarchies, evaluate Delegation of Financial Powers (DoFP) authorization matrices, assess ICFR Risk Control Matrices (RCM), and benchmark statutory policies.

2 mins • DoFP Authorization Matrix
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Scaling Controllership • ₹5 Cr to ₹500 Cr

Accountant Scale-Up Evaluator

Evaluate statutory threshold triggers (₹5 Cr to ₹500 Cr), audit Rule 3 edit logs, e-Invoicing § 122(2), Section 271AAD personal liability, Drawing Power formulas, and Tally-to-ERP readiness.

2 mins • 6 Turnover Thresholds
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Executive Remuneration & Wage Code

Compensation & CTC Evaluator

Simulate Code on Wages § 2(y) 50% wage rule re-allocations, benchmark compensation across 7 sectors and 4 enterprise scales, check Section 197 managerial caps, and optimize CTC stacks.

2 mins • Wage Code 50% Rule
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Forensic & Risk Assurance

Internal Fraud Risk Evaluator

Assess vulnerability across 5 forensic operational vectors (banking, procurement, payroll, cash, statutory), audit Canara Bank negligence defense, and benchmark Section 143(12) ADT-4 reporting.

2 mins • 5 Forensic Vectors
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Forensic & Insolvency

IBC PUFE Avoidance & Section 66 Evaluator

Interactive diagnostic screener for Resolution Professionals and Directors: assess preferential (§ 43), undervalued (§ 45), extortionate (§ 50), and fraudulent trading (§ 66) clawback risks with lookback calculations.

3 mins • IBC §§ 43–66
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MSME Scale & Governance

MSME Proprietor Institutional Evaluator

Assess institutional readiness across Imprest Petty Cash, 4-tier DoFP, starter SOPs, IT modernization, and HR conflict governance under Indian statutes.

3 mins • 5-Pillar Scale Diagnostic
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Contract Enforceability & ADR

Commercial Contract & Dispute Evaluator

Assess commercial contract enforceability: institutional arbitration rules, Perkins appointment compliance, Section 74 Kailash Nath loss proof, and Mediation Act 2023 cascades.

3 mins • 5-Vector Contract Screener
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Debtor Recovery & Working Capital

Debtor Recovery & Payables Optimizer

Evaluate Section 138 cheques, Order XXXVII summary suits, MSME Samadhaan § 19, Schedule III/Ind AS 109 ECL, CGST 180-day Rule 37 & 2/10 Net 30 yields.

3 mins • 4-in-1 Treasury Suite
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COSO ERM & Companies Act IFC

Enterprise Risk & IFC Evaluator

Interactive 7-pillar business risk assessment, 5x5 SVG risk heat map, IFC maturity diagnostic (§ 134/143), and CARO 2020 Clause (xix) solvency stress-tester.

3 mins • 7-Pillar ERM & Solvency
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Commercial & Retail Credit

Credit Limit & Card Underwriting Evaluator

Evaluate MPBF under Nayak Committee (≤ ₹5 Cr) & Tandon Method 2 (> ₹5 Cr), model Term Loan DSCR capacity, and simulate Retail Credit Card FOIR multipliers & RBI risk-weight ceilings.

2 mins • MPBF & Underwriting Suite
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Zero-Data-Retention & Client Privacy Standards

Under our Digital Personal Data Protection (DPDP) Act 2023 charter, all calculator algorithms run completely client-side in your local browser sandbox. No salary figures, share counts, turnover, or treasury numbers are transmitted to our servers.

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ICAI Code of Ethics Pull-Model Statutory Notice All interactive tools on this platform operate on an automated client-side calculation model for educational reference.